Final result for the 'no uv' workflow (WIP start here; https://bit.ly/2mc3ZyH ). I signed up for the Phoenix FD 3.99 Beta (Very cool! here; https://bit.ly/2lsmM8s), & tested it with this model. Big Thank You to Chaos Group :) !
Creature, Phoenix FD 3.99 Beta
Phoenix FD 3.99 Beta Sim
Scene setup